Ancestors of Margaret Rowland Gay

                             /--John Howard Gay  b. 19 MAR 1866 at Philadelphia, PA  d. 13 NOV 1929
                     /--John Howard Gay  b. 19 JAN 1889 at   d. 5 MAR 1947
                     |       \--Adelaide Fox  b. 5 SEP 1862 at Hummelstown, Dauphin Co., PA  d. 4 MAR 1948
             /--John Howard Gay  b. 6 MAY 1924 at 
             |       \--Margaret Rowland  b. ABT 1894 at   d. 5 JAN 1945
Margaret Rowland Gay
             \--Sarah Freeman Dodson